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2021 Loan Limits

As previously announced by the Agencies, the newly updated 2021 loan limits are effective as of January 1st.

The new 2021 general and high balance conventional loan limits are currently available for all conventional loans and can be found on FHFA’s Website.

VA will align with the FHFA’s 2021 county loan limits when calculating the maximum loan amount for loans closed on and after January 1st. As a reminder, these loan limits only apply to Vet/Non-Vet Joint Loans and VA loans where the Veteran does not have full entitlement available. These county loan limits can be found on VA’s Website

FHA’s 2021 Nationwide Forward Mortgage Limits are effective for case numbers assigned on and after 01/01/2021. Mortgage limits for individual counties can be found on HUD’s Website. Loans with Case Number Assignments dated prior to January 1st may be eligible in certain circumstances.


Fairway Wholesale Lending is accepting locks effective immediately for all loans with 2021 loan limits that meet eligibility requirements. As a reminder, product changes on locked loans from a Jumbo program to an Agency product under the new 2021 loan limits are not permitted.



2021 Loan Limits | Client Announcement 2021-01-05

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